Accounts Receivable Financing
A flexible funding solution designed to improve working capital by releasing outstanding invoices into immediate cash. Approval usually happens in 2 days to a week.
Trusted since 2006
Turn unpaid invoices into working capital. Fast.
Invoice factoring and working capital for medical, manufacturing, trucking, and growing companies — without adding debt or waiting on net-30 terms.
- No setup fees or long-term contracts
- Specialist response within one business day
- 15+ years serving growing businesses
15+
Years serving businesses
Established expertise
95%
Invoice advance available
Up to 95% of receivables
50
States covered
Nationwide programs
24h
Typical first response
Dedicated specialist
How it works
From invoice to working capital
A straightforward path designed for owners who need clarity and momentum — not another drawn-out bank process.
5 min
Share your receivables
Tell us about your invoices, industry, and funding needs. No lengthy paperwork to start.
24 hrs
Receive your terms
A dedicated specialist reviews your situation and presents clear rates — no hidden fees.
1–3 days
Capital in motion
Once approved, advances hit your account so payroll, suppliers, and growth don't pause.
Free quote
See what you qualify for — no obligation
Tell us how to reach you. A funding specialist will review your situation and respond within one business day with clear rates and next steps.
- ✓ No setup fees or long-term contracts
- ✓ Advances up to 95% of invoice value
- ✓ Funding in as little as 24 hours
Next step
Request your free quote
Complete our secure form on the contact page — takes about two minutes.
Get startedOr call (267) 446-7902Built for businesses banks overlook
Purchase order financing, medical factoring, and receivables programs with flexible underwriting — so growth doesn't stall waiting on slow-paying customers.
eCommerce seller financing now available
Stop waiting on marketplace payouts. Access next-day proceeds from your sales.
Start with InstaPayWhat we offer
Capital solutions that move with you
From receivables and purchase orders to equipment and trucking — one partner when timing matters.
Asset Based Lending
A loan based on your company's assets, including inventory, accounts receivables and equipment. Advanced Funding offers higher leverage borrowing ratios than traditional banks.
Purchase Order Financing
Fulfill sales orders higher than your current supplier credit limit. This financing can provide up to 70% to 100% of the cost of pre-sold goods.
Freight Bill Factoring
Invoice factoring designed specifically for trucking companies. Pay for fuel, payroll, maintenance, insurance, and equipment without taking on debt.
Industries we serve
Specialized programs for sectors where cash flow timing makes all the difference.
Manufacturing
Recent years have proven challenging for businesses across the supply chain.
Medical
Medical factoring when a health care provider renders service and awaits reimbursement.
Purchase Order
Purchase order finance can provide the capital you need to fulfill large orders.
Receivable
For small businesses billing invoices due in 30, 60, or 90 days.
Freight and Trucking
Running a trucking company doesn't have to mean waiting on slow-paying brokers.
Merchant Cash Advances
Fast access to capital based on your business's card sales volume.
Mobilization Funding
Contract-based funding for labor and materials — day-one project capital with pay-when-paid repayment.
Supply Chain Finance
Supplier payments on your behalf — receive goods, sell, and repay on terms up to 90 days.
Live demand map
Where businesses need funding now
Explore 681+ markets across 51 states — open the interactive map for heatmaps, city spotlights, and methodology.
Open full funding mapCoverage snapshot
- Cities
- 681
- States
- 51
- High-need markets
- 226
Factoring companies by state
Browse factoring services available in all 50 states plus Washington D.C.
View All StatesInsights
Factoring & finance news
Your receivables shouldn't sit idle.
Talk with a funding specialist who understands your industry. Many programs require no financials to start.